| Computer Technology & Industrial Engineering |
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| Empirical research on the SMEs\' credit-guarantee in China |
| JIA Sheng-hua, CHEN Hong-hui |
| School of Management, Zhejiang University, Hangzhou 310027, China |
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Abstract After the authors\' thorough study of the experiments of other countries and regions, it is posed that credit-guarantee is the key for solving the problem of the difficulties of SMEs\' financing. Based on two surveys and interviews with 57 SMEs and some commercial banks\' staff, this study on the practice and implement action of SMEs\' credit-guarantee revealed some problems existing in the practical process. A series of policy suggestions are given for improving the SMEs\' credit-guarantee in China.
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Received: 05 March 2001
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