In the course of practice, China's Insurance System of Insurer's Explanation Obligation is frequently abused by the insured, who tends to take it as a universally applicable tool when defending himself/herself against the insurer for interest. However, the range of this legal system is only restricted to insurance clauses, and its jurisprudence basis should be the restrictive principle of contract law for standard form contract. In this paper, the reconstruction of China's Insurance System of Insurer's Explanation Obligation is proposed.
吴勇敏 胡斌. 对我国保险人说明义务制度的反思和重构:兼评新《保险法》第17条[J]. 浙江大学学报(人文社会科学版), 0, (0): 1-9.
Wu Yongmin Hu Bin. A Reflection on and Reconstruction of China s Insurance System of Insurer's Explanation Obligation: Comments on Article 17 of New Insurance Law. JOURNAL OF ZHEJIANG UNIVERSITY, 0, (0): 1-9.